About this bad credit service

Did you know that 1 in 5 people in Britain do not meet high-street lending criteria? Lots of people struggle paying bills and other commitments at some point. Loans, credit cards, mortgages and utility bills can all easily be over-looked. If you have missed a payment through no fault of your own or in times of crisis your credit file may be adversely affected. This means that you may experience difficulty when applying for credit or loans.

Most lenders will automatically run a credit search on anyone applying for credit. Something as small as a missed payment could cause your mortgage application to be declined with many non-specialist lender.

If you have been declined previously or feel that a high-street lender may decline your application a non-conforming product may be the solution for you. We wont put you through the frustrating and time consuming process of being declined by lenders who don't understand your circumstances.

Our partners can help you even if you've had CCJs, missed payments or mortgage arrears. Their team of mortgage advisors understand how easy it is to miss payments or get behind with credit. We do not feel that should limit you and will find you the best product to suit your circumstances.

Getting help and advice

If you are in the position where your credit is getting in the way of what you want to do you are not alone. Thousands of people are in the sames boat as you. Below are three ways to get help and advice to find a solution to your bad credit history. In time you will look back and your bad credit will be history. All you need is good advice and positive action.