Bad credit and need a mortgage or remortgage?

Specialist mortgages

Mortgages were traditionally for people with excellent credit and in excellent financial situations. As more and more people have had challenges with their credit histories specialist mortgages and specialist lenders have been established.

These specialist mortgages are for people that will not fit high street mortgage lending criteria.

CCJs- if you have had county court judgements you will probably need a specialist mortgage

Bankrupt- if you have been bankrupt you will need a specialist product

Self Employed- if you are self empliyed you will probably need a specialist self cert deal

There are many other situations that will require a specialist mortgage...

Getting help and advice

If you are in the position where your credit is getting in the way of what you want to do you are not alone. Thousands of people are in the sames boat as you. Below are three ways to get help and advice to find a solution to your bad credit history. In time you will look back and your bad credit will be history. All you need is good advice and positive action.

 

Bad Credit Mortgages UK

About one in five people get turned down when they apply for their mortgage. Bad credit problems have become more and more common in the UK over recent years. Mortgage Lenders have tackled this problem head on by developing mortgage products designed for people with a bad credit history.

If you are one of the many that faces financial difficulties, no problem. See if our partners can help you get a mortgage or remortgage today!


  Explore the possibilities!

Which mortgage can I get?

The mortgage you can get will be dependent on the answer to the question "how bad is my credit file?". If there are severe problems you will certainly need a specialist product. Get some advice to find out more.

Bad Credit Articles